Savings & CDs

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Regular Savings

A flexible way to save that's perfect for everyday or initial savings plans.

Balanced Scales
PREMIER Money Market

Get a higher rate of return on your higher balance savings, with tiered interest.

Certificate of Deposit
Certificates of Deposit

Competitive rates, low opening balance and an array of terms to meet your needs.

PREMIER Money Market

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Earn a tiered interest rate on higher balances and maintain access to your money whenever you need it. 


Additional Options

Regular Savings

Start your savings nest egg, use your account for overdraft protection1 and enjoy free Online and Mobile Banking.

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Certificates of Deposit

Lock in a great rate without locking down your money long-term. We have competitive rates and an array of term options.

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Specialized Savings

PREMIER Kids Club Savings

Teaching children the value of saving early can help support their future financial success. With the PREMIER Kids Club Savings account learning is also fun! The PREMIER Kids Club comes with a free mobile app that includes age-appropriate games and lessons. Start your child’s savings story today!

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First PREMIER Bank
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Financial Foundations

Our interactive module will help you understand key financial concepts and make better money management decisions.


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Certificates of Deposit

First PREMIER offers an array of rate and term options for certificates of deposit. With an IRA CD, you can also enjoy tax-deferred savings.


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Get Started!

Speak to a First PREMIER Personal Banker to discuss your needs.

Frequently Asked Questions

Is there a minimum opening deposit to open a savings account?

There is a $50 minimum opening deposit for most of our personal accounts.

Is there a limit on withdrawals I can make from my savings account?

Savings withdrawals are generally limited to six per month. You may make an unlimited number of withdrawals when made in person, by mail or at an automated teller machine (ATM). If the monthly withdrawal limit is exceeded, a fee of $1 for each excess withdrawal will be assessed.

How can I open a Regular Savings Account?

If you are a resident of South Dakota, Iowa, Nebraska or Minnesota, you can open an account online. Otherwise you can visit one of our convenient First PREMIER Bank locations.

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Credit Score and More

Credit Score gives you free access in Online and Mobile banking to your score, credit report and a personalized action plan.

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Disclosure

{1} Savings withdrawals are generally limited to six per month. You may make an unlimited number of withdrawals when made in person, by mail or at an automated teller machine (ATM). If the monthly withdrawal limit is exceeded, a fee of $1 for each excess withdrawal will be assessed. Fees can reduce earnings on the account.

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