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First PREMIER Bank

For Life, Living & Loved Ones

Proper insurance coverage can help ensure you and your loved ones are covered in the
event of an unforeseen death, illness or accident.

retired couple reviewing insurance policy with broker

Life Insurance

It's hard to measure the benefits of having a simple life insurance plan to ease the transition of your loved ones at a difficult time.


  • Choose from a variety of insurance types
  • Replace your income
  • Cover funeral expenses
  • Pay off mortgage, debts and taxes
First PREMIER Bank First PREMIER Bank

Disability & Long Term Care Insurance

Disability Insurance

Chronic illness and disability leaves millions unable to work or care for themselves each year. If you become ill or injured during your working years, how will you pay for ongoing living expenses? Disability insurance can help cover expenses, and may also help protect your business if you are self-employed.

Long Term Care Insurance

In the state of South Dakota, the average cost of a single nursing home is nearly $8,000 per month. Protect yourself and your family from the high cost of long-term care with insurance that helps protect your assets and provide coverage for nursing, assisted living, hospice and more.


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{1} Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are:

  • Not FDIC/NCUSIF insured
  • May lose value
  • Not financial institution guaranteed
  • Not a deposit
  • Not insured by any federal government agency.

Check the background of our investment professionals on FINRA’s BrokerCheck

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This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site or visit the Cetera Investment Services LLC site at