
Whether you are a sole proprietor or commercial enterprise, we offer a range of high and low volume checking options to meet your needs.
CUSTOMER PROFILE |
LOW VOLUME
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LOW VOLUME
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HIGH VOLUME +
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HIGH VOLUME
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Minimum Monthly Balance | None | None - Interest paid on balances of $500 or more1 | None | None |
INTEREST OR EARNINGS CREDIT | None | Tiered, Variable Interest Rate2 | Earnings credit rate3 | Tiered, Variable Interest Rate2 |
MONTHLY MAINTENANCE FEE | $07 | $57 | $107 | $107 |
Total Free Transactions4 | 150 free items per statement cycle, $.20 per item thereafter (combination of debits and deposited items) | 150 free items per statement cycle, $.20 per item thereafter (combination of debits and deposited items) | ||
PER WITHDRAWAL CHARGE5 | $0.15 | $0.15 | ||
PER DEPOSIT ITEM CHARGE6 | $0.10 | $0.10 |
LOW VOLUME
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LOW VOLUME
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HIGH VOLUME +
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HIGH VOLUME
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We can help with account selection, business services, financing and more, bringing you best-of-breed banking with the personal support you deserve!
{1} Interest not paid on days the balance falls below $500.
{2} At our discretion, we may change the interest rate daily. Interest is calculated using the daily balance method. Interest is compounded.
{3} Earnings credit rate may change and will be shown on the Deposit Account Rate Schedule.
{4} "Transaction" refers to any combination of items, paid or unpaid, including paper and electronic. 150 free total transactions represents a combination of withdrawals & deposits before withdrawal and deposit fees apply. First PREMIER will assess a cost-per-excess transaction fee over transactions allowed per statement cycle.
{5} "Withdrawal" refers to any transaction whether initiated in person, by check, draft or similar paper instrument, or any transaction initiated electronically through electronic funds transfer. Withdrawals fees to not apply to transactions made using a First PREMIER Bank Debit Card, transactions initiated through wire transfer, transactions initiated through Online Bill Payment, or transfers initiated through Business Online Banking.
{6} “Deposit" refers to all deposit transactions. Deposits do not include transactions or transfers made through Business Online Banking.
{7} A $5 fee is assessed to customers receiving paper statements.