Low Volume + Interest
Simple Checking, Plus Interest
A great option for businesses with lower-volume transactions that want to earn interest on balances.1
COMPARE CHECKING
Perfect, Low Volume Checking
- No minimum monthly balance. Interest paid on balances of $500 or more.1
- Tiered, variable interest rate2
- $5 monthly maintenance fee7
- 150 free items per statement cycle. $0.20 per item thereafter (combination of debits and deposited items).4
- Debit Mastercard® with built-in fraud protection
- Access to 37,000+ surcharge-free MoneyPass® ATMs nationwide
- Available overdraft protection
FREE Online & Mobile Banking
- Secure, 24/7 account access
- State-of-the-art, feature-rich online and mobile tools
- View transactions, transfer funds, pay bills
- Convenient eStatements with PDF Download
- View transactions and cancelled checks with ease
More Benefits & Solutions
- Ability to link and administer multiple accounts online
- Control employee access to accounts and statements
- Debit Mastercard® issuance to authorized employees
- Access to 37,000+ surcharge-free MoneyPass® ATMs nationwide
- Available overdraft protection with a business line of credit
- Available Business Rewards Mastercard® Credit Card
- Positive Pay fraud prevention for check and ACH payments
Reliable Security & Fraud Protection
Security & Fraud Protection
- 24/7 debit card fraud monitoring
- Zero Liability® Fraud Protection
- Multi-factor authentication and strong encryption
- Instant lock/unlock lost for stolen debit cards
- Available Positive Pay for added security
Controlled Access To Your Accounts
- Manage account via Online and Mobile Banking
- Add/remove authorized employees
- Establish individual debit card spending limits
- Customize access to accounts and eStatements
- Monitor transactions and spending
Get Started Today!
Whether you’re starting from scratch or transferring your account, our business bankers can help you select a checking account to support your business needs.
Disclosures
{1} Interest not paid on days the balance falls below $500.
{2} At our discretion, we may change the interest rate daily. Interest is calculated using the daily balance method. Interest is compounded.
{3} Earnings credit rate may change and will be shown on the Deposit Account Rate Schedule.
{4} "Transaction" refers to any combination of items, paid or unpaid, including paper and electronic. 150 free total transactions represents a combination of withdrawals & deposits before withdrawal and deposit fees apply. First PREMIER will assess a cost-per-excess transaction fee over transactions allowed per statement cycle.
{5} "Withdrawal" refers to any transaction whether initiated in person, by check, draft or similar paper instrument, or any transaction initiated electronically through electronic funds transfer. Withdrawals fees to not apply to transactions made using a First PREMIER Bank Debit Card, transactions initiated through wire transfer, transactions initiated through Online Bill Payment, or transfers initiated through Business Online Banking.
{6} “Deposit" refers to all deposit transactions. Deposits do not include transactions or transfers made at an ATM, through Remote Deposit or Mobile Deposit, or transfers made through Business Online Banking.
{7} A $5 monthly paper statement fee is assessed to customers receiving paper statements.
{8} Regulatory Assessment Fee equal to the product of the Average Daily Ledger Balance multiplied by 0.15260%, then divided by 365, and then multiplied by Days in Statement Cycle.
{9} Negative Collected Balance Fee equal to the product of the Average Collected Negative Balance multiplied by the Negative Collected Balance Fee rate, then divided by 365, and then multiplied by Days in Statement Cycle. The Negative Collected Balance Fee rate is included in the Deposit Account Rate Schedule.
{10} Restriction apply. See Business Credit Card Agreement for details.
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